.how-hero[data-astro-cid-4lpkyr3z]{padding:140px 0 80px;background:linear-gradient(135deg,#1e3168,#2a4580);color:#fff;text-align:center}.eyebrow[data-astro-cid-4lpkyr3z]{display:inline-block;background:#c9881be6;color:#fff;padding:8px 16px;border-radius:20px;font-size:.875rem;font-weight:600;text-transform:uppercase;letter-spacing:.5px;margin-bottom:20px}.how-header[data-astro-cid-4lpkyr3z] h1[data-astro-cid-4lpkyr3z]{font-size:clamp(2.5rem,5vw,3.5rem);margin-bottom:16px;font-weight:700}.how-header[data-astro-cid-4lpkyr3z] .lead[data-astro-cid-4lpkyr3z]{font-size:1.25rem;opacity:.9;max-width:600px;margin:0 auto}.steps-section[data-astro-cid-4lpkyr3z]{padding:80px 0;background:#f8f9fa}.steps-grid[data-astro-cid-4lpkyr3z]{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:32px}.step-card[data-astro-cid-4lpkyr3z]{background:#fff;padding:40px 32px;border-radius:16px;text-align:center;box-shadow:0 4px 20px #0000000f;position:relative}.step-number[data-astro-cid-4lpkyr3z]{position:absolute;top:16px;left:16px;font-size:.875rem;font-weight:700;color:#c9881b;opacity:.6}.step-icon[data-astro-cid-4lpkyr3z]{font-size:3rem;margin-bottom:20px}.step-card[data-astro-cid-4lpkyr3z] h3[data-astro-cid-4lpkyr3z]{font-size:1.375rem;margin-bottom:12px;color:#1e3168}.step-card[data-astro-cid-4lpkyr3z] p[data-astro-cid-4lpkyr3z]{color:#666;line-height:1.7}.requirements-section[data-astro-cid-4lpkyr3z]{padding:80px 0;background:#fff}.section-header[data-astro-cid-4lpkyr3z]{text-align:center;margin-bottom:48px}.section-header[data-astro-cid-4lpkyr3z] h2[data-astro-cid-4lpkyr3z]{font-size:2rem;color:#1e3168;margin-bottom:12px}.section-header[data-astro-cid-4lpkyr3z] p[data-astro-cid-4lpkyr3z]{color:#666;font-size:1.125rem}.requirements-grid[data-astro-cid-4lpkyr3z]{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}.requirement-card[data-astro-cid-4lpkyr3z]{padding:32px;background:#f8f9fa;border-radius:12px;border-left:4px solid #c9881b}.req-icon[data-astro-cid-4lpkyr3z]{font-size:2rem;margin-bottom:16px}.requirement-card[data-astro-cid-4lpkyr3z] h3[data-astro-cid-4lpkyr3z]{font-size:1.125rem;margin-bottom:8px;color:#1e3168}.requirement-card[data-astro-cid-4lpkyr3z] p[data-astro-cid-4lpkyr3z]{color:#666;font-size:.9375rem;line-height:1.6}.faq-section[data-astro-cid-4lpkyr3z]{padding:80px 0;background:#f8f9fa}.faq-grid[data-astro-cid-4lpkyr3z]{display:grid;grid-template-columns:repeat(auto-fit,minmax(400px,1fr));gap:24px}.faq-card[data-astro-cid-4lpkyr3z]{background:#fff;padding:28px;border-radius:12px;box-shadow:0 2px 12px #0000000a}.faq-card[data-astro-cid-4lpkyr3z] h3[data-astro-cid-4lpkyr3z]{font-size:1.125rem;color:#1e3168;margin-bottom:12px}.faq-card[data-astro-cid-4lpkyr3z] p[data-astro-cid-4lpkyr3z]{color:#666;line-height:1.7}.htr-guides[data-astro-cid-4lpkyr3z]{padding:24px 0;background:#f8fafc;border-top:1px solid #e2e8f0}.htr-guides__label[data-astro-cid-4lpkyr3z]{font-size:.75rem;text-transform:uppercase;letter-spacing:.06em;color:#94a3b8;margin:0 0 10px}.htr-guides__links[data-astro-cid-4lpkyr3z]{display:flex;flex-wrap:wrap;gap:8px}.htr-guides__links[data-astro-cid-4lpkyr3z] a[data-astro-cid-4lpkyr3z]{font-size:.83rem;color:#1e3168;text-decoration:none;padding:5px 12px;border:1px solid #cbd5e1;border-radius:20px;background:#fff;transition:border-color .15s}.htr-guides__links[data-astro-cid-4lpkyr3z] a[data-astro-cid-4lpkyr3z]:hover{border-color:#1e3168;background:#f0f4ff}.cta-section[data-astro-cid-4lpkyr3z]{padding:80px 0;background:#fff}.cta-box[data-astro-cid-4lpkyr3z]{background:linear-gradient(135deg,#1e3168,#2a4580);color:#fff;padding:64px;border-radius:20px;text-align:center}.cta-box[data-astro-cid-4lpkyr3z] h2[data-astro-cid-4lpkyr3z]{font-size:2rem;margin-bottom:12px}.cta-box[data-astro-cid-4lpkyr3z] p[data-astro-cid-4lpkyr3z]{opacity:.9;margin-bottom:32px;font-size:1.125rem}.cta-buttons[data-astro-cid-4lpkyr3z]{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}.btn-primary[data-astro-cid-4lpkyr3z]{background:#c9881b;color:#fff;padding:16px 32px;border-radius:8px;font-weight:600;text-decoration:none;transition:background .2s}.btn-primary[data-astro-cid-4lpkyr3z]:hover{background:#b0781a}.btn-secondary[data-astro-cid-4lpkyr3z]{background:transparent;color:#fff;padding:16px 32px;border-radius:8px;font-weight:600;text-decoration:none;border:2px solid rgba(255,255,255,.4);transition:all .2s}.btn-secondary[data-astro-cid-4lpkyr3z]:hover{background:#ffffff1a}@media(max-width:768px){.how-hero[data-astro-cid-4lpkyr3z]{padding:120px 0 60px}.faq-grid[data-astro-cid-4lpkyr3z]{grid-template-columns:1fr}.cta-box[data-astro-cid-4lpkyr3z]{padding:40px 24px}}